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The leading cloud platform for mobile apps

blmcloud.com is a multi-tenant platform for mobile services.Your mobile app can use the blmcloud.com web services APIs to implement the most common features of mobile solutions independent of channel or mobile device type.It is a SAAS offering enabling mobile solutions ,mobile banking and mobile commerce on a pay-as-you-go basis.

Electronic Wallet Electronic Wallet

Our electronic wallet solutions mimic the leather wallet in your pocket whereby the wallet, in and of itself, is nothing more than a container for various value stores. By combining our mobiSecure technology together with our mobiID and mobiWallet capabilities, we offer powerful yet secure and trusted electronic wallet solutions.

Together with a financial partner we are able to offer a wallet consisting of multiple account tiers including:

  • A Banked Account Tier – where the value store resides within a financial institution;
  • A Virtual Account Tier – where the value store either resides with us or a 3rd party, and operates off pre-paid guaranteed funds;
  • A Rewards Account Tier – where the value store is purely virtual and where face value does not necessarily equate to redemption value.

All electronic wallet transactions are securely processed through our industry standard postilion gateway into the financial world. Our solutions are certified and have been subjected to risk assessment by various audit risk committees.

Together with our clients we engineer our electronic wallet solutions to place wallet accounts securely in the cloud. The value store does not reside on the mobile device, nor does any valuable or sensitive information. The mobile device merely acts as a container for the user interfaces. Our solutions are designed to cater for mobile access over multiple channel s, including USSD, WAP/WEB, Java, Blackberry, Android, iPhone, PC Based applications, Terminals and Vending machines.

What further differentiates a Blue Label Mobile solution is our ability to bring about, what is best described as, a marriage between the physical and digital worlds. Our electronic wallet solutions benefit from the scale and reach of the Blue Label physical footprint, as well as our ubiquitous offering of prepaid tokens of value in the market.

Prepaid Vending Prepaid Vending

At Blue Label Mobile we design, develop and commission solutions geared for the vending of prepaid electronic tokens. These tokens include, inter alia, prepaid airtime and prepaid electricity.

Our vending solutions include comprehensive support for:

  • Digital shops and product catalogues
  • Product and price management
  • Comprehensive transaction switching and accounting
  • Mobile wallet integration
  • 3rd party transaction authorisation
  • 3rd Party fulfilment processing
  • Vendors, agents, merchants and partners

Our solutions may be easily and cost effectively white labelled to provide customised branding. Our powerful frameworks offer solutions that include support for multiple mobile channels including:

  • WAP and WEB
  • On-device applications
  • USSD
  • SMS
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